Life Insurance

Variable Life Insurance
Variable Life Insurance can be purchased as either a Whole Life or Universal Life policy with you, the policyholder, directing the policy’s accrued cash value into various sub-accounts. This means that you, rather than the insurance company, incur the risk of the investments, but may ultimately enjoy a higher return and greater death benefit. (With Whole and Universal Life policies, all investments are controlled by the insurance company and any interest credited or dividends paid are based solely on the insurance company’s investment results.)